Independent Broker · Licensed Nationwide

Health Insurance Guidance You Can Trust

I work for you — not the insurance companies. Get objective, carrier-neutral advice across the entire marketplace to find coverage that actually fits your life and budget.

Get Your Free Quote

Instant access to marketplace plans with maximized savings

🔒 Secure · No Obligation · Expert Support

40+

States Licensed

2,000+

Families Protected

100%

Independent

$9M+

Subsidies Secured

Insurance Done Differently

No sales pitch. No carrier bias. Just honest guidance from an independent broker who puts your interests first.

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Carrier-Neutral Advice

As an independent broker, I'm not tied to any single insurance company. I compare plans across every available carrier to find the right fit for your unique situation.

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Subsidy Maximization

I've helped secure over $9M in annual premium tax credits. I know every strategy and optimization technique to minimize your out-of-pocket costs.

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Ongoing Partnership

I don't disappear after enrollment. From claims questions to annual renewals, I proactively reach out to keep your coverage optimized year after year.

Comprehensive Coverage Solutions

From ACA marketplace plans to group benefits and supplemental coverage — protection that fits your life.

Core Specialty

ACA Marketplace

Navigate every carrier, plan, and subsidy scenario. I help you find optimal coverage at the lowest possible cost.

  • Premium tax credit optimization
  • All metal tiers — Bronze to Platinum
  • Special enrollment navigation
  • Year-round renewal management
Get Started →

Supplemental

Gap Coverage Plans

Fill the gaps with dental, vision, accident, and critical illness coverage. Complete peace of mind, layer by layer.

  • Dental & vision insurance
  • Hospital indemnity plans
  • Accident & critical illness
  • Fixed indemnity options
Explore Options →

Group

Small Business Benefits

Help your team thrive with competitive benefits packages. I handle plan design, enrollment, and annual negotiations.

  • Group health plan design
  • Contribution strategy
  • Employee enrollment support
  • Renewal analysis & negotiation
Build Your Plan →

A Consultative Process, Not a Sales Funnel

From discovery to lifetime support — every step designed around your needs, not mine.

1

Discovery Call

We discuss your needs, household, income, and health priorities. No pitch — just listening.

2

Market Analysis

I research options across carriers and present 3–5 optimized plans with clear comparisons.

3

Enrollment

Application, subsidies, and coverage confirmed — often in under 20 minutes with same-day activation.

4

Lifetime Support

Claims help, life changes, annual renewals — I proactively optimize your coverage every year.

Real Families, Real Results

Hear from people who've experienced the difference of working with an independent broker.

★★★★★
"We were paying $850/month with a huge deductible. Dustin found us a Gold plan for $127/month and saved us over $8,600 a year. The subsidy optimization was incredible."
SM
Sarah M. Family of 4 · Tampa, FL
★★★★★
"Self-employed and completely lost on healthcare.gov. Dustin walked me through every option, got me a $0 premium Gold plan, and actually answers when I call. This is how it should work."
MR
Michael R. Self-Employed · Austin, TX
★★★★★
"Three years running, Dustin proactively reaches out before renewal with optimized options. When I had surgery, he handled every claim issue. Professionalism you rarely see."
JK
Jennifer K. Single Parent · Charlotte, NC
D

93%

Client Referral Rate

Why I Became an Independent Broker

I started in the insurance industry working for a single carrier. I saw firsthand how that model limits what agents can offer — and how often clients end up in plans that work better for the company than for them.

That's why I went independent. Now I work for my clients, not the carriers. My job is to bring you every available option, explain them honestly, and help you decide what's right for your family and budget.

Building long-lasting relationships based on trust and transparency is what drives me. I take pride in providing clear, easy-to-understand guidance — and I'm always just a call away.

Carrier-Neutral
Licensed in 40+ States
No-Pressure Approach
Year-Round Support

Ready to Find the Right Coverage?

Whether you have a specific question or want to explore your options — no pressure, no obligation, just honest guidance.

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